00:10:51 说话者2:

While most financial planners do give numbers，I don't think that's useful as people are living in different areas with different costs of living and have different needs and wants，which is why I suggest that people aim for financial independence。

00:11:05 说话者1:

What do you mean by financial independence?

00:11:09 说话者2:

Having investment income that's greater than monthly expenses?

00:11:12 说话者1:

That sounds risky to me。What if an accident happens or you get ill and need medical treatment?Shouldn't people have extra cash for emergencies?

00:11:24 说话者2:

Too many people spend their lives working on jobs they hate because they're afraid。So I counsel people to take risks。Retirement doesn't have to be permanent and if people need to they can go back to work。

00:11:38 说话者1:

But it's not always easy to get back into the workforce after an extended absence。

00:11:43 说话者2:

True，but if you keep current with your skills，you will be attracted to employers。Maybe。

00:11:49 说话者1:

But how can anyone save enough to retire by 40 when most people can't retire at 60。

00:11:55 说话者2:

simple by cutting housing food and transport expenses and investing half your monthly income?

00:12:01 说话者1:

That sounds impossible。

00:12:04 说话者2:

I admit it's difficult，but it has worked for thousands。

00:12:08 说话者1:

Questions?12 to 15 are based on the conversation you have just heard。Question 12，what do we learn about the man's book published recently?Question 13，what do the articles the woman read recommend?Question 14，what does the man say about retirement?Question 15，how does the man say his proposal about retirement can be carried out。

00:13:20 说话者2:

section c directions。In this section you will hear three passages，end of each passage，you will hear three or four questions，both the passage and the questions will be spoken only once。After you hear a question，you must choose the best answer from the four choices marked abc and d then mark the corresponding letter on answer sheet one with a single line through the center。

00:14:05 说话者1:

Passage one，new research from america studies the role that the presence of individuals from different social or racial groups has in influencing consumers，food choices。This research found college students were more likely to choose healthy food in the presence of an observer of a different race as opposed to an observer from their own race。The same was true when they were with someone from a different university compared to someone from their own。Researchers say this was because participants anticipated more negative judgment from an outsider group。In contrast，they felt less judged by members of their own group。In one experiment，participants were offered the choice between candy and fruit as a snack when in the presence of an unknown student from their own university，only 12% of students selected the healthier option。However，this number was 31% when in the presence of an unknown student from another university，other experiments showed similar results based on racial group。What's the reason for this pattern?The study found that people feel judged to a larger extent by members of other groups。Because of this，they strategically use healthy food choices to make a positive impression。There have been many attempts to help consumers make healthier choices，but consumers often struggle to maintain a healthy diet。This research finds that one way to promote a healthy diet could be to advertise the social benefits of healthy choices。

00:15:52 说话者2:

Questions 16 to 18 are based on the passage you have just heard。Question 16，what was the finding of the new research from america about consumers，food choices?Question 17，when did 31% of students in the experiment select the healthier option?Question 18，how could a healthy diet be promoted according to the findings of the new research?Passage two?For college students under pressure，a dog may be the best stress fighter around according to the finding of a recent study。It's a really powerful finding said patricia henry who led the study。Universities are doing a lot of great work trying to help students succeed academically，especially those who may be at risk due to a history of mental health issues or academic and learning issues。This study shows that traditional stress management approaches answers effective for this population compared with programs that focus on providing opportunities to interact with therapy dogs。The researchers measured executive functioning in the students involved in the study。Executive function is a term for the skills one needs to plan，organize，motivate，concentrate and memorize。These are skills students need to succeed in college。The research has found that students who were most at risk had the most improvements in executive functioning after interacting with therapy dogs。These results remained when researchers followed up 6 weeks later。Many universities provide academic stress management programs and workshops。These are traditionally very similar to college classes。They often talk about ways to get more sleep set goals or manage stress or anxiety。Pendry acknowledges these are really important topics and these workshops help typical students succeed，but they are less helpful for struggling students。Henry believes those students may experience the programs as another lecture，feel even more stressed。

00:18:58 说话者1:

Questions，19 to 21 are based on the passage you have just heard。Question 19。What does the recent study led by patricia pendry?Aim to examine question 20。What did the new study measure in the participants?Question 21。What does patricia hendrick think traditional stress management programs may do?

00:20:09 说话者1:

Passage three，taking risks in business does not mean going into business blindly and then expecting great results。On the contrary，taking risks in entrepreneurship involves careful planning and hard work。Nobody can really be sure if risks will be met with success，no matter how calculated they may be。But this should not stop you from taking risks as risks are necessary if you want your business to succeed，some risks may not work out，but an optimistic risk taker will always look at failure as an opportunity to learn。The willingness to experiment with new ideas is key to business growth。As the old saying goes，nothing ventured，nothing gained。Failure will teach you how to think and plan strategically，but just remember that not all risks are good ones。And when you fail，learn from it and move forward。Since most people tend to avoid risk，businesses that are brave enough to take risks，already have a competitive advantage。They are the ones setting the standard with new ideas，fresh offers and bold inventions。Risk takers are best at adapting in difficult times，simply put when most individuals stay away from risk。It means less competition for risk takers。We don't know if you'll achieve what these risk takers have achieved。But for as long as you want to stay safe， for as long as you are content with where your business is right now，you will never find out。

00:21:57 说话者2:

questions 22 to 25 are based on the passage you have just heard。Question 22。What do entrepreneurs have to do when taking risks according to the passage?Question 23。What does the passage say is key to business growth?Question 24。What are we advised to do when we fail?Question 25。What does it mean to risk taking businesses when most people tend to avoid risk?

00:23:28 说话者1:

That's the end of listening comprehension。

00:23:31 说话者2:

听力考试结束，请考生暂停作答。

听力2套答案

1.C Their brains work in harmony.

2.A lt can work both ways.

3.D Find out more about their ancestry.

4.B They were born to the same mother.

5.B The beautiful beach was spoiled with lots of trash.

6.C A passerby.

7.A lt was tourists not natives who were cleaning up the beach.

8.D He is physically unfit for it.

9.D To give her little nephew a treat.

10.D He spends most of his time in the gym.

11.B Concentrating on reading.

12.B It is attracting many people's attention.

13.C One should have one million dollars to retire.

14.A It doesn't need to be permanent.

15.D By investing half of one's monthly income.

16.C They were influenced by the presence of someone from an outsider group.

17.A When an unknown student from another universitywas present.

18.B By advertising its social benefits.

19.D The effect of interacting with therapy dogs on students under pressure.

20.A Their executive functioning.

21.B Add to some students'stress

22.A Work hard and plan carefully.

23.D Being willing to experiment with novel ideas.

24.B Learn from our failure and forge ahead.

25.D Less competition.

翻译

中国政府十分重视人民的健康饮食。通过大力提倡健康饮食，人们对合理营养增进健康的重要性有了更加深刻的认识。 “吃的安全，吃的营养，吃得健康”是人民对美好生活的基本需求，是提升人民幸福感的必然要求，也为食品产业的发展提供了新机遇目前，各级政府都在采取多种措施，推进健康中国的建设。

The Chinese Government attaches great importance to a healthy diet for its people.With its vigorous advocation,the Chinese people have gained a deeper understanding of the important role of proper nutrition in health improvement."Eating safely,nutritiously and healthily"is the people's basic demand for a good life,an in evitable requirement inenhancing people's sense of well-being,and also creation of new opportunities for the development of the food indus-try.At present,governments at all levels are taking various measures to promote the construction of a healthy China.

四级阅读第二套答案：

仔细阅读2

Passage One

Supermarkets have long been suffering as one of the thin-nest-margined businesses

In existence and one of the least-looked-forward-to places to work or visit.

答案

46-50 BBDCA

46.What problem have supermarkets been facing?

B)They have been losing customers and profits.

47.What does the passage say about the idea of a self-ser-vice grocery?

B)It originated in the United States.

48.What did supermarkets do by adopting the Fordist facto-ry approach?

D)They revolutionized the distribution of goods.

49.What is the typical supermarket layout intended to do?

C)Induce customers to make more unplanned purchases.

50.What have people long feared about supermarkets?

A)They use tricky strategies to promote their business

Passage Two

The traditional school year,with three months of vacation every summer..

答案

51-55 ADDAC

供参考

51.A)Students needed to help with farm work.

52.D)It will strengthen their relationship with teachers.

53.D)It contributes to students' healthy growth.

54.A)It does little good to most students.

55.C)Outdated.

信息匹配2

答案速查

36-40 FCJEB

41-45 LGDIL

36.【F】Today,the dancers travel across Chinatown going from business to business to bring good luck for the coming year.

37.【C】 But the club also acts as a recreation center and safe haven(庇护所)for teenagers,with video games readily available.

38.【J】“But what makes you a competent lion dancer is that there's a sense of imagination involved.

39.【E】It is believed that the lion dance began in the third century.Stories vary about how lion dancing came to be,but most of them include a monster named Nian who would ter-rorize a village.

40.【B】Teenagers comprise about half of the group,many of whom began lion dancing at the age of 14.

41.【L】“I value my culture and tradition,being Chinese or Asian-Americanl have a lot of pride in that,he said.

42.【G】As one person controls the head,a second follows under a train of fabric representing the body.

43.【D】”We're a big family"he said,shaking hands with other members as they walked through the doors You know everyone.

44.【l】Mr.Chan ,who has been involved with the club for nearly 50 years,said that passing the dance from one gener-ation to the next was vital.

45.【L】Mr.Le comes by the dance as a legacy(传承).“Twas born intoit"Mr.Le said,noting that his uncle and father were club members.

选词填空2

文章首句

Morocco is responding to increasing energy demands…

答案速查

26-30 H O I N C;31-35 L D M A G

26.H located

27.0 scheduled

28.1 mostly

29.N rising

30.C crucial

31.L pioneer

32.D depend

33.M potential

34.A affordable

35.G just

作文第二套

Suppose your university newspaper is inviting submissions from students for its coming edition on the recent development of their hometown.

I was born and raised in Changsha,the capital city ofHunan Province.Recently,it has witnessed significant improvements.

To begin with,the city's infrastructure has undergone significant upgrades.New roads,bridges,and public transportation systems have greatly improved connec-tivity,making it easier for residents to commute and access essential services.Moreover,green spaces have been expanded,with numerous parks and gardens providing a much-needed respite from bustling city life.Finally,new schools and universities have been estab-lished,offering a wide range of educational opportunities for the city's youth.

In conclusion,these recent developments have trans-formed Changsha into a vibrant city.I hope to see even more innovation in the city in the years to come.

我在湖南省省会长沙出生并长大。最近，它有了显著的改善。

首先，这座城市的基础设施经历了重大升级。新的道路、桥梁和公共交通系统大大改善了连通性，使居民更容易通勤和获得基本服务。此外，绿色空间得到了扩展，众多的公园和花园为繁忙的城市生活提供了急需的喘息机会。最后，新的学校和大学已经建立，为城市的年轻人提供了广泛的教育机会。

总而言之，最近的这些发展使长沙成为一个充满活力的城市。我希望在未来的几年里，这座城市能有更多的创新。

大学英语四级各题型分值是多少

一、英语四级作文

说明：写作部分占整套试卷的15% =106.5分

这部分要达到63.9分为及格。

时间：30分钟

二、英语四级听力部分 =248.5分

听力部分占整套试题的35%，除听力篇章外每个题都是7.1分。

1、短篇新闻 7% 共7小题，每小题7.1分。

2 、长对话 8% 8个题目 每小题7.1分。

3、听力篇章 20% 共10个小题，每小题14.2分。

时间：25分钟。这部分要达到149分为及格，做对14个左右即可。

三、英语四级阅读理解 35% =248.5分

阅读部分占整套试题的35%，选词填空每题3.55分，其余每题都是7.1分。

1、选词填空 5% 10个题，每小题3.55分

2、长篇阅读 10% 10个题，每小题7.1分。

3、仔细阅读 20% 10个题 共2篇，一篇5个题，每小题14.2分。

时间：40分钟 这部分要达到149分为及格，做对18个左右即可。

四、英语四级翻译部分 汉译英 15% 30分钟 =106.5分

大学英语四级考试有什么内容

1、四级考试包括阅读、翻译、听力和作文四大板块。听力包括：短篇新闻、长对话、听力理解;阅读理解包括：词汇理解、长篇阅读和多项选择;翻译包括：汉译英。

2、翻译共1题，考试时间30分钟。段落汉译英，翻译内容涉及中国的历史、文化、经济、社会发展等，长度为140~160个 汉字。

3、考试内容有词汇量、语法、阅读能力、交流能力、写作能力等。四六级考试主要考核学生运用语言的能力，同时也考核学生对语法结构和词语用法的掌握程度。

4、听写部分采用作答模式，听力材料会播放四遍。第一遍采用正常语速进行朗读，需要考生听懂大致内容。播放第二三遍时在语句衔接的地方，会留出15秒的空隙，第四遍会恢复正常语速，让考生们检查一下。

5、考生需要在45分钟内，根据题目要求写出一篇200个单词左右的小短文，短文要中心明确，逻辑通顺，用词得当。

6、写作和翻译部分分值比例为20%;其中写作部分15%，翻译部分5%。写作的体裁包括议论文、说明文、应用文等，翻译部分测试的是句子、短语或常用表达层次上的中译英能力。

英语四级考试注意什么

先易后难，增强自信心 要先做基本题，再做中档题，最后做综合题;或者先做自己擅长的题，最后再集中精力去做难题。

做题时要避免两种不良倾向 一是思想静不下来，心神不定，不知从哪个题目做起，误了时间;二是在某一题上花过多的时间，影响做其他题目。(心不静时有个好办法，那就是使劲掐自己一下，呵呵)

力求准确，防止欲速不达 对答题速度的追求，应该建立在保证准确性的基础之上。如果对试题的要求、解答方案、解题步骤胸有成竹时，便可一气呵成。

卷面整洁，不让扣分 答卷字迹工整，书写规范美观，会引起阅卷老师愉悦感，增加评定的分数;反之则会导致印象不好而扣分(特别是作文)。

尽量做完试题，分分必争 要做到会多少答多少，即使是没有把握也要敢于写，碰碰运气也无妨。在标准化考试中，敢于猜测的考生有时也会取得较好的分数。

认真检查，把好最后一关 要检查试卷要求、检查答题思路、检查答题结果，千万不要提前交卷。

大学英语四级考试时间需要多久

大学英语四级考试规定时间为140分钟，建议答题时长共计125分钟，总分710分。四级考试由四个题型组成，具体时间安排为写作30分钟，听力理解25分钟，阅读理解40分钟，翻译30分钟。

8：50——9：00四级听力试音时间，

9：00——9：10播放四级考场指令，发放四级作文考卷，

9：10取下耳机，开始四级作文考试，

9：35——9：40重新戴上耳机，试音寻台，准备四级听力考试，

9：40开始四级听力考试，电台开始放音，

9：40——10：05四级听力考试，

10：05——10:10四级听力考试结束后(停止答题)收四级答题卡一(即作文和听力)，

10：10——11：20继续四级考试，完成剩余部分。